SUMMARY 

This position is responsible for providing support for a variety of tasks related to loan processing. The processor will work closely with the underwriting team to review and document loan files and assist with the underwriting process.  Training will eventually prepare employee for underwriter role related to residential loans.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

Process and close commercial and consumer portfolio loans

Manage pipeline to ensure loans are approved and then cleared-to-close within the expected timeframes.

Review all documents thoroughly in order to ensure complete loan applications

Identify any red flags or application errors; document and address them accordingly

Order services online from third party vendors, such as: appraisals, title reports, verifications of employment, and flood determinations.

QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION AND EXPERIENCE:  Two-year business degree or related field with two to four years related experience and/or training; or equivalent combination of education and experience

LANGUAGE SKILLS:  Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals; ability to write routine reports and correspondence; ability to speak effectively with attorneys, appraisers, vendors, etc.

MATHEMATICAL SKILLS:  Ability to calculate figures and amounts such as discounts, interest, percentages, area, and volume

REASONING ABILITY:  Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists; ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

COMPUTER SKILLS:  To perform this job successfully, an individual should have knowledge of Microsoft Office Products, Desktop Underwriting software, Laser Pro, and Mortgagebot, loan origination systems.

PHYSICAL DEMANDS:  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to handle and talk or hear. The employee is frequently required to walk and reach with hands and arms. The employee is occasionally required to stand. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision and ability to adjust focus.

WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.